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Temporary Life Assurances

  • Temporary Life Assurances are a lump sum benefit in the event of death, serious illness or both.
  • Optional benefits may be added; some examples of options are: conversion to permanent life assurance; indexation of benefits with inflation (cost of living adjustment).
  • Term of coverage is usually between 30 to 35 years.
  • Costs are the lowest and vary by age, smoking status and policy term.
  • Premiums and cover are guaranteed.
  • Tax relief may apply on premiums within certain limits and conditions; otherwise there is no tax relief on premiums and no tax on benefit.


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